Author: spiralmode

are-you-prepared-for-a-california-earthquake

Are You Prepared for a California Earthquake?

As Puerto Rico is rocked by large earthquakes, many people are being reminded of the dangers of earthquakes. Being wary and prepared for earthquakes is very important for anyone who lives in an earthquake prone area, such as California. With the rarity of earthquakes, it can be easy to forget about them altogether. Then one hits and sends everyone into a panic because they’ve forgotten what they need to do when an earthquake strikes. This is why it is so important to have reminders and practice for earthquakes frequently. Doing so can help a person react appropriately in the event of an earthquake, and be prepared for what follows.

What to Do During an Earthquake

Depending on the size of the quake, the results can be extremely disastrous. Buildings can crumble and roadways can be ruined by all of the shaking. That doesn’t even take into account what can happen to a person. In order for someone to stay safe during an earthquake, they need to follow the three basic steps:
  • Drop.
  • Cover.
  • Hold On.

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Beware of the IRS Mail Scam Going Around

Beware of the IRS Mail Scam Going Around

Most people are just trying to live their life. They don’t want any trouble and do everything that they can to avoid it. Whenever some government official or law enforcement officer tells them to do something, they do it, often without question. Every law abiding citizen does that. Unfortunately, even that can get a person into trouble if they are not careful. Sadly, there are people out there who don’t exactly follow the rules, and they like to cause trouble. Their favorite people to target are the ones who are afraid of causing trouble. These bad people create scams that trick good people into giving them money or risk getting into trouble with the law. If people want to avoid something like this, then they need to be aware of all of the different scams out there and how scammers like to operate.

IRS Mail Scam

A common scam, especially around tax season, is for scammers to send letters to potential victims. The letters arrive via the United States Postal Service (USPS), which is one of the primary forms of communication that the IRS actually uses. This adds a layer of believability to the scam. The phony letters almost perfectly replicate Internal Revenue Service (IRS) forms stating that the person is behind on some type of payment or something of that nature. The letters will often state that a discrepancy was found on the victims tax returns and that they owe the IRS some amount of money. One obvious red flag that people should be aware of when it comes to scams is that the scammer will try to intimidate the victim. This can be done in a number of ways, but often involves threatening to arrest the individual or getting the police involved. The IRS would never do that. Another warning sign involves how they ask for payments. Often times, the scammers will request money be paid immediately and in certain, untraceable ways. This way, once they have the money, there is nothing the victim can do about it. Some preferred methods include:
  • Prepaid cards
  • Gift cards
  • Money transfers

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